Switalskis has further enhanced its residential conveyancing team with the promotion of Hannah Midgley and the appointment of Wendy Welburn.
Navigating the world of property ownership is rarely straightforward, particularly when it comes to freehold properties. That's where Switalskis comes in. With decades of experience, we're the specialists you can trust when dealing with the intricacies of freehold ownership.
At Switalskis, we have a team of skilled solicitors and conveyancers who specialise in freehold properties.
We know that owning your home is a milestone in life, and it's more than just filling out forms. We're here to make the legal side of things simple for you. We'll break down any confusing terms, keep you updated, and work hard to make sure everything goes as smoothly as possible.
Want to know more? Just give us a ring on 0800 012 9085 or get in touch through our website .
Want to know more? Just give us a ring on 0800 012 9085 or contact us through our website.
When you first reach out to us, we'll discuss exactly what you need for your freehold property. We'll guide you through each step, so you're clear on what's happening and what you need to do at every stage.
We're by your side throughout the whole process, making sure you understand any legal terms and sorting out all the paperwork. We'll handle most of the legal matters, allowing you to focus on your other plans. We know every property is unique, so our advice will be specifically tailored to your situation.
We aim to make the legal process as hassle-free as possible, and our straightforward online service helps us do just that. Here's what you can do through our portal:
Our aim is to simplify the legal aspects of owning a freehold property, so you can focus on what comes next.
The bulk of the conveyancing effort is concentrated in the 'pre-exchange' phase, which generally spans four to seven weeks.
When this happens is the point at which the transaction becomes legally binding.
Date and funds: a completion date is agreed upon, and we request the mortgage funds from your lender. The contracts are formally ‘exchanged’, making the agreement legally binding. Failure to complete by the specified date can have financial repercussions.
This takes place on the exchange completion date.
Final steps: on the day, the seller vacates the property and we send the payment to the seller’s conveyancers. Upon receipt, they'll notify us and the estate agent to release the keys. Congratulations, you're the new legal owner!
This final phase takes one to two months to complete.
By carefully managing each step of this process, we aim to make your freehold property purchase as smooth and stress-free as possible.
When you own a property on a 'freehold' basis, it means you own both the building and the land it stands on outright in perpetuity (forever). It's the most comprehensive form of ownership. You have full control over the property and land, subject to planning permissions and other legal obligations, such as paying property taxes or observing and performing any covenants that may be listed in the deeds. Covenants are legal promises to do or not to do certain things, e.g. not to run a business from the property. Freehold properties are generally houses rather than flats.
As a freeholder, you're responsible for the maintenance of your property and land.
Various types of property surveys are available in the UK, and the one you choose will largely depend on your specific needs, the age of the property, and its condition. Here are the most common types:
Valuation survey: this is the most basic type of property survey and is often required by mortgage lenders. It provides a market value for the property but doesn't go into detail about its condition. This is generally not recommended if you’re looking for an in-depth understanding of the property's state.
Homebuyers report: this is more detailed than a valuation survey and examines the condition of the property. It'll highlight issues like damp or subsidence but is non-intrusive, meaning the surveyor won't look behind furniture or lift floors. This is suitable for modern properties that appear to be in reasonable condition.
Building or full structural survey: this is the most comprehensive option. The surveyor will check the property thoroughly, looking into attics, behind walls and under floorboards. This is advisable for older properties, or if you're considering significant renovation work.
If you're thinking of buying a freehold property and need straightforward, expert legal advice, Switalskis is your go-to choice.
Buying a freehold property comes with its own set of challenges and complexities. That's where we step in to make things easier for you. We'll answer any questions you might have, simplify the legal speak, and keep you in the know at every stage, helping you make confident decisions.
We recognise that purchasing a home is a huge life milestone, filled with a mix of emotions. We're not just here to guide you through the legal maze but to also listen to your concerns, understand your unique needs, and provide tailored advice. To us, you're not just another client; you're someone undergoing a significant life change, and we're dedicated to making that journey as smooth as possible for you.
When it comes to the legal ins and outs of buying a freehold property, you'll want a team that really knows their stuff. With Switalskis, you're in safe hands. Our extensive experience and proven track record make us the ideal choice for navigating the legalities smoothly.
Our main goal is to make sure that you're getting the best deal possible while safeguarding your rights as a future homeowner. From our initial consultation to the moment you receive the keys to your new home, we'll keep you informed, so you're always aware of what's happening.
Switalskis has further enhanced its residential conveyancing team with the promotion of Hannah Midgley and the appointment of Wendy Welburn.
The house-buying process can be long and complicated, but you can take steps to speed things up.
The First Homes Scheme offers a helping hand for first-time buyers and key workers in the UK, especially when they’re already feeling the pinch.
This week is National Conveyancing Week, and so we wanted to take the opportunity to show exactly what goes into the conveyancing process.
For more information about how we can assist you in buying a freehold property, call us today on 0800 012 9085 , or get in touch through our website.