Various types of property surveys are available in the UK, and the one you choose will largely depend on your specific needs, the age of the property, and its condition. Here are the most common types:
Valuation survey: this is the most basic type of property survey and is often required by mortgage lenders. It provides a market value for the property but doesn't go into detail about its condition. This is generally not recommended if you’re looking for an in-depth understanding of the property's state.
Homebuyers report: this is more detailed than a valuation survey and examines the condition of the property. It'll highlight issues like damp or subsidence but is non-intrusive, meaning the surveyor won't look behind furniture or lift floors. This is suitable for modern properties that appear to be in reasonable condition.
Building or full structural survey: this is the most comprehensive option. The surveyor will check the property thoroughly, looking into attics, behind walls and under floorboards. This is advisable for older properties, or if you're considering significant renovation work.