Freehold Solicitors

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Freehold Solicitors

For a smooth transition

Navigating the world of property ownership is rarely straightforward, particularly when it comes to freehold properties. That's where Switalskis comes in. With decades of experience, we're the specialists you can trust when dealing with the intricacies of freehold ownership.

At Switalskis, we have a team of skilled solicitors and conveyancers who specialise in freehold properties.

We know that owning your home is a milestone in life, and it's more than just filling out forms. We're here to make the legal side of things simple for you. We'll break down any confusing terms, keep you updated, and work hard to make sure everything goes as smoothly as possible.

Want to know more? Just give us a ring on 0800 012 9085 or get in touch through our website .

Conveyancing services we can help with

Want to know more? Just give us a ring on 0800 012 9085 or contact us through our website.

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How Switalskis can help 

When you first reach out to us, we'll discuss exactly what you need for your freehold property. We'll guide you through each step, so you're clear on what's happening and what you need to do at every stage.

We're by your side throughout the whole process, making sure you understand any legal terms and sorting out all the paperwork. We'll handle most of the legal matters, allowing you to focus on your other plans. We know every property is unique, so our advice will be specifically tailored to your situation.

Embracing technology

We aim to make the legal process as hassle-free as possible, and our straightforward online service helps us do just that. Here's what you can do through our portal:

  • Start the process by filling out a few simple forms, confirming who you are and making your initial payments, all online
  • Keep an eye on the progress of your case in real time, thanks to our ‘Milestones’ feature
  • Send us any important documents directly via the portal
  • If it's more convenient, we'll securely send vital information and documents straight to your email address
  • And if you ever want to talk things over, we're only an email or phone call away

Our aim is to simplify the legal aspects of owning a freehold property, so you can focus on what comes next.

The process of purchasing a freehold property

Pre-exchange

The bulk of the conveyancing effort is concentrated in the 'pre-exchange' phase, which generally spans four to seven weeks.

  • Agreeing on the offer: once you've settled on a price for the property, we'll gather all the essential details from you. We'll then send over initial paperwork, including the terms of our service and cost estimates.
  • Formal engagement: we only start officially working for you once we've received the signed paperwork from you.
  • Property survey and mortgage application: either you or your mortgage lender will arrange for a property survey. If you're planning to take out a mortgage, you'll apply for it around this time.
  • Initial contact with seller's conveyancer: we’ll contact the seller’s legal team to request a draft contract and other related paperwork.
  • Contract review and enquiries: we review the contract pack and raise any queries we might have. These are known as ‘pre-contract enquiries’.
  • Drafting transfer document: we draft a transfer document and share it with the sellers to verify its details.
  • Seller's forms and boundaries: at this point, you'll receive a copy of the seller's completed forms and a property plan to confirm the boundary lines.
  • Conducting searches: typically, we undertake four searches - Local Authority, Environmental, Coal Mining, and Water & Drainage. Additional searches can be conducted on request.
  • Final reporting: after acquiring your mortgage offer, search results and seller's responses, we'll report back to you via post, email or in a face-to-face meeting. We'll also provide a completion statement outlining the amount due for the purchase.
  • Document review and payments: you'll need to review all documents and reports. If everything is satisfactory, you'll sign the necessary papers and make the payment specified in the completion statement.
  • Pre-completion searches: we carry out a Land Registry search on the property and, if you're buying with a mortgage, a bankruptcy search against you.

Exchange & Completion

Exchange

When this happens is the point at which the transaction becomes legally binding.

Date and funds: a completion date is agreed upon, and we request the mortgage funds from your lender. The contracts are formally ‘exchanged’, making the agreement legally binding. Failure to complete by the specified date can have financial repercussions.

Completion

This takes place on the exchange completion date.

Final steps: on the day, the seller vacates the property and we send the payment to the seller’s conveyancers. Upon receipt, they'll notify us and the estate agent to release the keys. Congratulations, you're the new legal owner!

Post-completion

This final phase takes one to two months to complete.

  • Stamp Duty: we handle the submission and payment of your Stamp Duty Land Tax.
  • Receiving documents: the seller’s conveyancers send over any remaining documents or deeds along with the signed Transfer Deed.
  • Land Registry application: we submit the relevant documents and fees to the Land Registry for the official change of ownership.
  • Final documentation: once the Land Registry has updated the documents, we'll verify all the details and send you the updated Register of Title and any other relevant documents.

By carefully managing each step of this process, we aim to make your freehold property purchase as smooth and stress-free as possible.

What exactly does 'freehold' mean?

When you own a property on a 'freehold' basis, it means you own both the building and the land it stands on outright in perpetuity (forever). It's the most comprehensive form of ownership. You have full control over the property and land, subject to planning permissions and other legal obligations, such as paying property taxes or observing and performing any covenants that may be listed in the deeds. Covenants are legal promises to do or not to do certain things, e.g. not to run a business from the property. Freehold properties are generally houses rather than flats.

As a freeholder, you're responsible for the maintenance of your property and land.

What kinds of property surveys are available, and which one should I go for?

Various types of property surveys are available in the UK, and the one you choose will largely depend on your specific needs, the age of the property, and its condition. Here are the most common types:

Valuation survey: this is the most basic type of property survey and is often required by mortgage lenders. It provides a market value for the property but doesn't go into detail about its condition. This is generally not recommended if you’re looking for an in-depth understanding of the property's state.

Homebuyers report: this is more detailed than a valuation survey and examines the condition of the property. It'll highlight issues like damp or subsidence but is non-intrusive, meaning the surveyor won't look behind furniture or lift floors. This is suitable for modern properties that appear to be in reasonable condition.

Building or full structural survey: this is the most comprehensive option. The surveyor will check the property thoroughly, looking into attics, behind walls and under floorboards. This is advisable for older properties, or if you're considering significant renovation work.

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Why Switalskis

If you're thinking of buying a freehold property and need straightforward, expert legal advice, Switalskis is your go-to choice.

Clarity in complexity

Buying a freehold property comes with its own set of challenges and complexities. That's where we step in to make things easier for you. We'll answer any questions you might have, simplify the legal speak, and keep you in the know at every stage, helping you make confident decisions.

Empathy at every step

We recognise that purchasing a home is a huge life milestone, filled with a mix of emotions. We're not just here to guide you through the legal maze but to also listen to your concerns, understand your unique needs, and provide tailored advice. To us, you're not just another client; you're someone undergoing a significant life change, and we're dedicated to making that journey as smooth as possible for you.

Expertise you can trust

When it comes to the legal ins and outs of buying a freehold property, you'll want a team that really knows their stuff. With Switalskis, you're in safe hands. Our extensive experience and proven track record make us the ideal choice for navigating the legalities smoothly.

Championing your rights

Our main goal is to make sure that you're getting the best deal possible while safeguarding your rights as a future homeowner. From our initial consultation to the moment you receive the keys to your new home, we'll keep you informed, so you're always aware of what's happening.

Our Freehold Solicitors

Photo of Sarah Cookson
Sarah CooksonDirector and Solicitor
Rahul RoySolicitor
photo of Briony Ely
Briony ElySolicitor
photo of Gulshan Ali
Gulshan AliSolicitor
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Find out how Switalskis can help you

For more information about how we can assist you in buying a freehold property, call us today on 0800 012 9085 , or get in touch through our website.

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