Residential Conveyancing Solicitors

Residential Conveyancing | New Build Conveyancing

Professional legal advice to help your house move go smoothly

If you are moving home, the legal processes you need to go through can seem complicated and time-consuming. Our solicitors can help you with every stage of the conveyancing process to make it as stress-free as possible, so you can focus on taking care of the rest of your move.

Get in Touch

Call Us: 0800 138 0458

Send a Message

Request an instant, fixed fee quote for conveyancing

If you'd like a quotation for your conveyancing costs, just find the category below that best describes your circumstances. Then click the 'Get a Quote' button and enter the relevant details to receive your fixed fee quotation. If you have any queries or don't know all of the details, you can call us on 0800 138 0458.

The quotation and pricing information available to you through this website is the correct pricing information for any prospective client approaching our firm directly and not as a result of a recommendation from a commercial third party, such as an estate agent or housebuilder.

As a law firm offering conveyancing services, we have commercial referral arrangements with, or receive direct recommendations from, third parties such as estate agents or housebuilders. Our prices in these instances will be different to the price available to you from our website (which may be higher or lower than the quotation created on this website). If our services have been recommended to you by such a third party, please refer to pricing information available to you from the third party or call us directly on 0800 138 0458.

Sale
Only

Purchase Only

Sale & Purchase

New Build Property

New Build

Transfer of Equity

Re-
Mortgage

What is Residential Conveyancing?

Residential Conveyancing can refer to the buying or selling of a house. This can be a complicated and unfamiliar process to you. Many people instruct a solicitor to help them navigate the process and receive professional and experienced advice. Our conveyancing team deliver a personal service and friendly service which suits your needs and will work with you closely to ensure that you get the highest level of client care. You can read our buying and selling processes below.

The Conveyancing Quality Scheme

Our residential conveyancing solicitors are accredited under the Law Society’s Conveyancing Quality Scheme (CQS), so you can have confidence in our expertise and the service we deliver. The CQS standard requires firms to have a high standard of practice management and provide excellent client care. The CQS badge of quality is highly regarded by mortgage lenders too – many will not deal with solicitors who are not CQS accredited. Switalskis is on the approved panel of solicitors for all major lenders, which means that you can use our residential conveyancing solicitors no matter which mortgage lender you choose.

Services Included, Key Stages and Timescales for buying, selling and re-mortgaging

You can find out more about the key stages of the conveyancing process - and how we will help you at each stage - in the sections below. Click to expand the section that most closely matches your circumstances. As always, if you have any queries on any of the content below, you can call us on 0800 138 0458 or contact us through the website.

I am buying a Freehold property

Pre-Exchange

The majority of the conveyancing work happens 'pre-exchange'. As you will note below, there are a lot of steps involved in this stage and can take 4-7 weeks to complete.

Exchange

This is the point in the transaction where it becomes legally binding to purchase the property. This stage happens between weeks 6-8 of the transaction.

A date is agreed between all parties for completion. We contact your mortgage lender to request the funds to be sent to us and contracts are formally 'exchanged' which is a legally binding agreement to complete on said date. If you do not complete on that day after exchanging contracts there are usually cost consequences. Exchange may happen any time before completion or in some instances exchange and completion may happen simultaneously.

Completion

This generally happens between weeks 6-8 of the transaction.

On the day of completion, the seller will vacate the property and we will send funds to the seller's conveyancers. Once the sellers conveyancers have the money, the will notify ourselves and the estate agent to release keys.
You can collect the keys from the selling agent or seller directly and you are now the legal owner of the property!

Post Completion

1 - 2 months

We submit and pay your Stamp Duty Land Tax.
The seller's conveyancers will send any documentation or deeds they hold relating to the property together with the Transfer Deed signed by their client.
We make an application to the Land Registry and submit to them the relevant documents to record the transfer of ownership and mortgage (if applicable) and the applicable fee.
Once the Land Registry have reviewed documents, they will either send us queries (requisitions) to obtain further information or will register your name against the property and send an amended Register of Title electronically to us.
We check the information is correct and send a copy to you together with any documents received from the sellers for your keeping.

NB: If you are in a lengthy chain or if it is established the Land Registry do not have your title deeds (unregistered property) the transaction may be longer and subject to additional charges. There is no exact timeframe and the periods provided are estimates only. Depending upon the complexity, the timescale may increase and there are usually good reasons for this which we will communicate to you along the way.

I am buying a Leasehold property

In addition to the all of the above steps (see the section 'I am buying a Freehold property), there is extra work to be carried out and documents to obtain if you are buying a property that has a Lease. If you are buying a Leasehold property this means that you own the property, but the land the property is on is owned by someone else (freeholder). You are able to occupy the property for the length stipulated in the Lease. Extra checks are therefore necessary and this may add around 2 weeks on top of a standard conveyancing timescale.

The contract package will also contain a Lease and a Leasehold Information form which are usually length and require additional time to check.
In some instances we are require to obtain a management pack from the managing agent to check for any fees/issues/responsibilities.
Additional documents may also need to be drawn up or requested including a Deed of Covenant or some Leases will have to be varied and a Deed of Variation is required to be drawn up. This can incur both extra time and cost to draft and submit.
In addition to standard enquiries, we will also raise further enquiries in respect of any Service Charges, check service charge has been paid up to date, if there are any planned repairs/refurbishments - this is more applicable if you are purchasing an apartment in a block, check if any disputes between leaseholder and landlord, check if there is a reserve fund and adequate insurance, fire risks checks, and previous accounts if applicable.
On completion, we are required to submit certain documents and pay applicable fees to management companies, landlords, and freeholders etc. to confirm the transfer of ownership.

I am selling a property

Pre-Exchange

The majority of the conveyancing work happens 'pre-exchange'. As you will note below, there are a lot of steps involved in this stage and can take 2-5 weeks to complete.

Once you are on the market or have an offer accepted, you or the selling agent provide the property details to us.
We will then send the initial paperwork to you for your signing and return to confirm you would like to instruct us to act.
The paperwork will include our terms of business, fees and forms relating to the property which you will be required to complete and provide the relevant documentation where requested.
We will carry out ID checks against you and may ask for further proof of ownership.
If your property is registered, we will obtain your title deeds from the Land Registry. If your property is not registered you may hold the deeds or they may be with a deeds holder such as a solicitor or mortgage lender. The deeds will establish the owner of the property and detail any mortgages or charges on the property.
We prepare a draft contract to send to your buyer's conveyancers together with copies of the documentation you have completed and any warranties, guarantees, planning permissions or building regulation documentation you hold.
We write to any mortgage lender or charge holder to confirm the amount that is owing.
The buyer's conveyancers will check the contract and information and will send 'pre-contract enquiries' to us - a list of questions regarding the property which they require clarification on.
The questions are for us and for you to answer and we will send you a copy of these.
Once the buyers receive their searches and mortgage offer they wish to raise further questions and again we will forward you a copy of them to answer.
You will then be required to sign and return the contract and transfer deed. This may be in person or by post if more convenient.

Exchange

Some parties require a period between exchange and completion however others may prefer for exchange and completion to happen simultaneously. Exchange of contracts will usually happen around the 4-6 week of the transaction.

A completion date is agreed between all parties. And we request a final redemption figure form your mortgage lender (if applicable). If you are in negative equity, we will request a sum from you to cover the shortfall at this stage.
We will then 'exchange contracts' which makes the transaction legally binding. If either party withdraws from the transaction after exchanging there will likely be cost consequences.

Completion

On the day of completion you must vacate the property and hand any keys to the estate agent.
The purchaser's conveyancers will send the purchase monies to us and once we receive them into our account we will notify you that completion has taken place.
We will then notify the agent that keys can be released. If you have agreed to hand the keys directly to the buyer, you must wait for us to notify you to do so.

Post-Completion

We pay off any outstanding charge/mortgage with the monies, and pay the estate agents fees and any policies you may have agreed to put into place. We will also take our legal fee and pay any disbursements due. We will then ring you to confirm your bank details provided and pay the remainder of the proceeds of sale into your account by bank transfer.
We send the signed Transfer Deed and any other applicable documents to the buyer's conveyancers.

What issues may arise when buying and selling?

Whether buying or selling, issues may arise from time to time which, whilst we will do our utmost to avoid these, sometimes problems will arise and we ask for your assistance and patience in dealing with these.

Higher offer - no party is legal bound to buy or sell a property until exchange of contracts take place. If you are buying a property and the sellers received a higher offer, you may want to increase your offer and proceed with the transaction or find an alternative property to purchase. If you are a seller and your buyer withdraws from the transaction, again, you may want to look at re-marketing the property as quickly as possible in order to seek another buyer.

Survey - a surveyor is there to protect the purchase and make sure that any issues are brought to a buyer's attention. If the surveyor finds a number of repairs are required to a property they may advise that further inspections and reports are carried out by specialist to confirm the extent or cost of repairs and damage. Issues can usually be rectified. You may agree with the seller to make the issues good, request the seller to have these rectified prior to completion or you may agree a reduced price for the property. A mortgage lender may require the works to be rectified prior to confirming they will lend on the property and this will cause delays in the transaction.

Down valuation by mortgage lender - although a purchase price has been agreed between the buyer and seller, a mortgage lender may have a different view of what the property is worth after considering its condition and current market conditions. If the lender thinks the property is too high in price, you may wish to negotiate to reduce the purchase price, withdraw from the transaction, make up the shortfall yourself or seek an alternative lender.

Chains - if you need to sell a house to buy your next one, and your seller is in the same position and so forth all needing to complete the same day, a lengthy chain may be involved (sometimes this can be 8 or 10 houses long!). As issues may arise up and down the chain there is more likely to be a delay in the transaction as parties will be reliant on all others in the chain to progress. It is important that each party knows exactly what stage the other parties are at and communication between the parties, solicitors and estate agents are key. If one party pulls out of the transaction it may lead to the chain collapsing and all parties unable to proceed.

Lengthy chains are sometimes unavoidable however if you are able to it is usually advisable for a party to 'chain break' by agreeing to go into temporary accommodation (rented or with family) allowing you to complete your sale and waiting in temporary accommodation for your purchase to catch up however this would still carry a degree of risk.

Delayed documentation - it is important that all documents, questions and forms sent to you are completely quickly and accurately and returned to us as soon as ever possible in order that we may progress your transaction. If you are selling, it is advisable to gather all planning, building, warranty and guarantee documents when going onto the market so there is no delay in obtaining these once a sale has been agreed. If you are purchasing all solicitors will require your ID, proof of address and proof of funds and it is therefore good practice to have these ready when putting an offer forward on a property.

Mortgage lender and third parties - there may be times where we need to notify your lender of certain information. In order to obtain a quick response from them, you may want to assist in chasing them also. As you are ultimately their client we find you may get a quicker response in some instances. When your lender sends you documentation it is essential that you check this to ensure that the information they have is correct and no spellings or errors have been made as this will cause a delay further on in the transaction.

Negotiating and Re-Negotiating purchase price - negotiating items of furniture, works to be carried out, re-negotiating purchase prices etc are NOT legal issues and we will not get involved with this in a transaction. If there is an estate agent involved, you will be referred back to them to negotiate, if no estate agent is involved, this should be done between the parties themselves. If you re-negotiate a purchase price, this may cause a delay as your lender will need to be notified and in some instances a new or amended mortgage offer will be issued. Documentation such as the contract, transfer and stamp duty form will also need to be amended to reflect the change.

Shared Ownership, Help to Buy mortgage, Help to Buy ISA, new build transaction - these are not included in the 'standard conveyancing timescales'. Due to the nature of the transaction there is ordinarily a lot more documentation, drafting and reporting required and therefore will often take significantly longer.

I want to remortgage a property

This is usually a fairly straightforward process and can be completed within 2- 4 weeks.

Pre-Completion preparation

Completion

Once we receive the monies from your new lender, we will then use those funds to pay off your existing lender and request that they remove themselves from the title deeds. We will then take our legal fees and disbursements and the remainder of the monies will be sent to you by bank transfer.

Post - completion

Following completion we will submit an application to the Land Registry together with the applicable fee to document transaction. The Land Registry will remove your original lender and in place put the details of your new lender onto the deeds.
Once the Land Registry have completed the registration we will be sent a copy of the new title deeds electronically which we will check.
We will then forward you a copy of the new title deeds for your safe keeping.

Our Residential Conveyancing Specialists

Your conveyancing work will be carried out by one of our experienced specialists, depending on your circumstances and location. You can find out more about each of our conveyancing specialists - including their qualifications and the type of work they carry out - by following the links to their profiles below.

Please note that whichever one of our Conveyancing team works for you in your transaction, they will be supervised by one of our Directors, Sarah Cookson or Richard Wisnia.

Bonita Wolfenden

Director & Solicitor

Sarah Cookson

Director & Solicitor

Richard Wisnia

Director & Solicitor

Shabana Aslam

Associate Solicitor

Mark Thornton

Solicitor

Rahul Roy

Solicitor

Briony Ely

Solicitor

Ellie Stothard

Trainee Solicitor

Maria Watkins

Trainee Solicitor

Alison Clifton

Senior Conveyancer

Christine Hardisty

Licensed Conveyancer

Stefanie Kohler

Licensed Conveyancer

Sarah Kent

Associate Conveyancer

Lindsay Zabukas

Conveyancing Executive

Melanie Hirst

Conveyancing Executive

Andy Eade

Paralegal

The Conveyancing Calculator

If you would like a full quote for your specific needs, you can use our Conveyancing Calculator. By answering a few of our questions, we can provide you with the most comprehensive answer possible.

How Can Switalskis Help Me?

Our experienced conveyancing solicitors can help you through your unique case and ensure that all legal aspects are handled thoroughly and efficiently.

Whatever your conveyancing needs, contact us now on 0800 1380 458, or send us a message through our website.

What our clients say

"A big thank you for all your professional support to Becky during the housing buying process. I know it hasn’t been easy for you and the sellers solicitors weren’t the best, but you have been great and it’s very much appreciated. You have been thorough, efficient and prompt throughout and I can’t recommend your professional service enough."

'Karen Burns' - Conveyancing Client

"Thank you for dealing so quickly and efficiently with our house completion. I recognise that we asked for a very quick turnaround and throughout you were both very supportive and on the front foot to make that happen. It was a pleasure dealing with you both on the purchase."

'RE' - Conveyancing Client

"The service throughout has been absolutely excellent."

Conveyancing Client

"With all the ups and downs of our sale, you guys were always there, professionally and efficiently making things work for us. We both really appreciate the level of service you provided. I wish you all the success in the future, as you deserve. Thank you"

'JW & KW' Conveyancing Clients

"I would recommend Switalskis to anyone who wants to buy a property. Sarah Cookson was very helpful."

Conveyancing Client

"Thanks to Maria for looking after us so well… we were really up to the 11th hour with getting the correct figures and the bank transfers sorted, but Maria worked with us in a totally professional way with great care, consideration – and a good sense of humour."

'KT' - Conveyancing Client

Our latest Residential Conveyancing posts

Moving house during the Coronavirus pandemic

Mar 27 2020

Residential Conveyancing Solicitors

Professional legal advice to help your house move go smoothly

Get in Touch

Call Us: 0800 138 0458

Request an instant, fixed fee quote for conveyancing

SaleOnly

Purchase Only

Sale & Purchase

New Build Property

New Build Property

New Build

Transfer of Equity

Re-Mortgage

What is Residential Conveyancing?

The Conveyancing Quality Scheme

Services Included, Key Stages and Timescales for buying, selling and re-mortgaging

Our Residential Conveyancing Specialists

The Conveyancing Calculator

How Can Switalskis Help Me?

What our clients say

Our latest Residential Conveyancing posts

Our Locations

.

More Information

Follow Switalskis

Start typing and press enter to search

Sale
Only

Re-
Mortgage