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Why future costs matter: Assessing compensation for injured children

By Katrina Elsey

Published In: Personal Injury, Client Story

When a child is injured in a road traffic accident, the effects can go far beyond the initial trauma. Injuries during early development can have lasting consequences, physically, emotionally, and financially. That’s why it’s essential that any compensation award accounts for not just immediate pain and suffering, but also long-term needs. A recent case highlights just how crucial this is.

doctor checking the heartbeat of a young boy with his mother

The accident

In December 2017, a 4-year-old boy was struck by a vehicle while crossing the road with his mother. While his mother bore the brunt of the impact, the child was knocked forward, injuring his mouth and face. At first glance, the injuries seemed relatively minor, some facial grazing and a dental injury. But as the situation unfolded, it became clear that the long-term impact would be far more significant.

Physical and emotional effects

Initially, the child suffered bleeding and facial grazes that resolved in about two weeks. However, the damage to his teeth was more serious. One front tooth blackened and eventually had to be taken out. A second tooth was also lost.

The emotional aftermath was just as serious. The child developed anxiety, bedwetting, night terrors, and behavioural issues that affected his school attendance and well-being. Though these symptoms resolved within 18 months, they significantly disrupted his development during a crucial stage of life.

Medical evidence and long-term dental care

Years later, specialist reports revealed that the damage didn’t end with the loss of baby teeth. One of the adult teeth that replaced a damaged baby tooth now shows visible staining, a result of trauma from the accident. This tooth will need cosmetic restoration throughout the child’s life.

In addition, it's likely the child will require dental veneers in the future, expensive treatments that will need to be replaced regularly. These are not one-time costs but ongoing care needs that will extend well into adulthood, potentially even into his 80s.

The compensation debate

The defendant initially offered just £2,500 to settle the claim. But when you consider:

  • General damages for physical and emotional injuries: £8,000 - £10,000
  • Future dental treatment and cosmetic procedures: Over £12,000

…it’s clear that such a low offer would not come close to covering the real, long-term costs this child will face.

Legal professionals recommend a settlement closer to £27,500, to ensure the child is properly compensated not just for what he has already endured, but for what lies ahead.

Why this matters

This case serves as a powerful reminder: When a child is injured, compensation must take the future into account. A child is still growing, physically and emotionally. Injuries can alter their developmental path and require care and support for decades to come.

Accepting a quick, low settlement may seem convenient, but it can leave families struggling to pay for necessary treatments down the line. That's why working with experienced legal and medical professionals to understand the full scope of long-term needs is absolutely vital.

Final thoughts

Children deserve every chance to heal fully, not just in the moment, but for life. Ensuring that compensation reflects future costs is not just fair, it’s essential.

If you're facing a similar situation or unsure whether an injury settlement is enough, don’t rush into a decision. Seek expert advice and make sure the compensation truly reflects the road ahead.

Need help understanding your child’s compensation rights?

Speak to a legal specialist who understands how to protect your child’s future. Call 0800 138 0458 or email help@switalskis.com or fill out the form below.

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Call Switalskis today on 0800 1380 458 . Alternatively, contact us through the website to learn more.

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Katrina has over 25 years’ experience in the legal sector. She is a Senior Associate Personal Injury Manager in the Personal Injury department.

Senior Associate Personal Injury Manager

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